Dear sirs,

I understand that I am entitled to a copy of my credit report from all credit companies as I have been refused credit on the basis of what was in my report.

I would like all copies from all bureaus of my report. Can you assist me with this?

It is the responsibility of the company that denied you credit or employment to indicate which credit reporting company was used, and the phone number and address for getting the free report. If, for example, they used only Experian, you are only entitled to a free credit report from Experian. Since Experian has affiliates in various parts of the company, the phone number depends on where you are. Free credit reports for this purpose are provided by mail, so you might have to wait a bit.

If your credit problems are the result of an error, it is the responsibility of the company that posted the erroneous information to provide the correction to all credit bureaus to whom they originally reported the incorrect information.

Here's more information about how to get your free credit report.

9:41:57 AM