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Friday, July 09, 2004If you think you are a victim of identity theft, or may likely become one, you can can request an initial alert, which marks your file for 90 days, six months, or a year (depending on the credit bureau) and allows you a free report. Your phone number can be included on the alert for identity verification purposes. Your information is also witheld from telemarketers and direct mail "pre-approved credit" offers for several months up to two years (depending on the bureau.)
If you've confirmed you are a victim of identity theft, you can get the seven-year extended alert. You get two free credit reports within 12 months, and you are removed from pre-approved credit offers for a longer period for up to 7 years (depending on the bureau.)
The third type of security alert is the one-year active duty alert, which can be requested by military personnel as an identity theft prevention measure, with no requirement for evidence of fraud.
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This Page was last update: 8/11/04; 12:48:29 PM
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