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Credit Report News

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 Friday, October 01, 2004
Do Credit Reports Include Library Fines? If Largo Library in Florida sticks with the program, serious slackers could end up with a blemish on their credit report. Your local library might begin to use a similar policy.

If you return a book late, does that show on your credit report? Almost certainly, it will not. The concern (as it relates to your credit report) arises when you accumulate unpaid fines, and the library finally turns you over to a collection agency. Even then, the collection agency will probably wait 120 days after it receives accounts before informing credit bureaus about outstanding bills.
3:44:27 PM    

 
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