Free Online Credit Report

Free Online Credit Report is your opportunity to get your credit report absolutely free.

Here is how to get your free online credit report:

1.  Sign up online to get a free 30-day trial of online credit monitoring.

2. Use the Web address you're provided to get your free online credit report.

You'll be able to get your updated credit report online instantly again and again, whenever you need it for a whole year, without waiting, if you continue the online credit monitoring service!  You'll also be alerted to changes.

3. Your credit card will NOT be charged until after the 30 day free trial. If you don't want to continue with online credit monitoring, just cancel before the end of the trial period. The free online credit report is yours to keep!

4. If you continue after the trial, your credit card or debit card is billed the annual fee, but you still have a six-month money-back guarantee: If for any reason you are dissatisfied, you can cancel and receive a pro-rated refund.

What is Online Credit Monitoring?

A good credit rating is important to your financial security, and checking your credit report regularly is crucial to catching and correcting inaccuracies before they cause a problem. It is one of the only ways to detect identity fraud if it is perpetrated against you.

Credit Report Online Monitoring makes it easy to stay on top of your credit, and the unique fraud monitoring features help you catch possible fraud early and keep it from ruining your credit.

  • Free credit report online as part of your FREE 30-day trial.
  • Unlimited free credit reports anytime during your membership, with the option of secure online delivery for the fastest access to your information.
  • Credit Report Key to help you understand your credit report
  • Online Monthly Monitoring Alerts to inform you of several important changes to your credit file:  New derogatory information, recent inquiries into your credit, and several indicators of possible credit fraud.
  • The option to choose mail delivery, if you prefer. With mail delivery, you  receive a printed Quarterly Monitoring Alert by mail
  • Details on how you can dispute inaccurate information on your credit report.
  • A quarterly newsletter with helpful articles on issues that affect you as a credit-active consumer.
  • A toll-free number, where you can call experienced Customer Service Representatives with any questions you have about your report or your membership.
  • Access to the exclusive Members-Only areas of the Web site, where you’ll find all kinds of additional tools and articles to help you stay on top of your credit.
  • A money-back guarantee: if you choose to cancel within 6 months (180 days) of when you were charged, you will receive a prorated refund of the current year's membership fee. And even if you do cancel, the free credit report online is yours to keep.

There is no risk!

All the details are provided with the online order form, which you can see here.


With your free online credit report, you get, also free, to up to 30 days to sample the benefits of online credit monitoring, the service that helps you keep a close watch on your credit file all year long.  Most importantly, the first 30 days are free. Your credit card is not charged if you elect not to continue past the trial period, but as part of the trial you get a free online credit report. You get to keep your FREE credit report even if you cancel!

When you continue with credit monitoring, you can get your updated credit report as often as you wish, and you are sent monthly notifications of important changes in your credit. It is a good way to help detect fraud and identity theft. It is also invaluable to you if you are working on improving your credit, or if you have a very active credit file. See if it is right for you, and get a free online credit report.

Also available...Canadian credit report   Canadian credit report.
(Canada residents only.)

Free credit report EnglandFree UK credit report.
 (Great Britain residents only.)

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